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Travel should be about the trip, not the paperwork. Wise And Silent Travel Insurance covers you across 180+ countries, with unlimited emergency medical cover (terms and limits apply) and 24/7 assistance for whenever something goes sideways on the road.
WAS Insurance keeps things simple with two plans, Covid Essentials and Discovery, and both come with claims support that walks you through every step. The insurer has been recognised by Finder, Canstar and WeMoney for delivering more cover at a lower than average price, so you can compare the WAS Insurance plans and get a quote before you fly.
Already plotting next year? Line your cover up with the savings in Travel Frenzy 2026, then sort the insurance so the rest of the trip runs quietly in the background.
At a Glance
- Travellers who want core medical and cancellation cover: Covid Essentials
- Longer trips needing cruise, ski or motorcycle add-ons: Discovery
1. WAS Insurance Covid Essentials Plan
The WAS Insurance Covid Essentials plan is the no-fuss core cover: unlimited emergency medical (terms and limits apply) and up to $4,000 towards cancellation and trip interruption. It does not include a benefit for lost baggage, so the Covid Essentials plan suits travellers who want the medical safety net above all else.
- Emergency medical: Unlimited (terms and limits apply)
- Cancellation and trip interruption: Up to $4,000
- Lost baggage: No benefit
2. WAS Insurance Discovery Plan
The WAS Insurance Discovery plan stretches further for bigger trips, with unlimited emergency medical (terms and limits apply) plus optional cover of up to $40,000 for cancellation and trip interruption and up to $10,000 for lost or stolen luggage. It also lists rental vehicle insurance excess and optional cover for cruise, ski or motorcycle, so you can shape the Discovery plan around how you actually travel.
- Emergency medical: Unlimited (terms and limits apply)
- Cancellation and trip interruption: Up to $40,000 (optional)
- Lost or stolen luggage: Up to $10,000 (optional)
- Also listed: Rental vehicle insurance excess
- Optional add-ons: Cruise, Ski or Motorcycle
How to Choose a WAS Insurance Travel Plan
Start with where and how you travel. Covid Essentials leans on the core safety net of unlimited medical cover (terms and limits apply) and up to $4,000 in cancellation and trip interruption, while the WAS Insurance Discovery plan adds up to $40,000 optional cancellation and trip interruption cover, up to $10,000 optional luggage cover and optional extras for cruise, ski or motorcycle trips.
Both plans sit behind the same 24/7 assistance line and claims support, and WAS Insurance has taken value awards from Finder, Canstar and WeMoney three years running. Weigh the cover against your itinerary, then get a WAS Insurance quote and read the Product Disclosure Statement before you commit.
WAS Insurance Travel Cover FAQs
WAS Insurance travel cover applies across 180+ countries.
WAS Insurance has been recognised by Finder (2024), Canstar (2025) and WeMoney (2026) for delivering more cover at a lower than average price.
Where the benefit is selected, Covid cover includes trip cancellation due to a positive Coronavirus diagnosis. Terms, conditions, exclusions, limits and sub-limits apply, so read the Product Disclosure Statement and Target Market Determination for the full detail.
Covid Essentials offers unlimited medical, up to $4,000 in cancellation and trip interruption, and no benefit for lost baggage. Discovery offers unlimited medical, up to $40,000 optional cancellation and trip interruption cover, up to $10,000 optional cover for lost or stolen luggage, rental vehicle insurance excess, and optional cover for cruise, ski or motorcycle.
The WAS travel benefits apply to single trip and annual multi-trip policies alike.
WAS Insurance describes a pre-existing condition as a medical or dental condition you are aware of, or its related complications or symptoms; a condition currently or previously being investigated or treated by a medical practitioner (including a dentist or chiropractor); any condition for which you have been prescribed medicine (not including common colds, flu or contraceptive medication); any condition for which you have had surgery; or any condition for which you have seen a medical specialist.
Travel insurance is the one thing you hope to never use, so it pays to get it right before you go. With cover across 180+ countries, 24/7 assistance and value awards three years running, it is worth taking a minute to compare the WAS Insurance travel plans and get a quote.
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