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If Gatsby needed a credit card, he would pay the bill with The Billionaire Jewellery Card. This is a luxurious collaboration between a trio of luxury powerhouse brands, Billionaire, Jacob & Co., and Insignia, that’s almost guaranteed to have the likes of Musk and Bezos already on the waiting list.
However, before we get into the details of this decadent card, let’s rewind the clock to November 2023, when the original Billionaire Card made its high-society debut at Dubai’s exclusive Billionaire venue. An introduction so lavish you’d think it would be impossible to outdo.
Well, the time has finally come. Launched in the snowy splendour of St. Moritz, the new diamond-encrusted edition goes above and beyond the original. Created by the founder of Jacob & Co., Jacob Arabo himself, the card is forged from precious metals and features over 1,200 hand-set diamonds for a total of 2.1 carats. Still, many of the same benefits apply, and we’re going to run through all of them below.
Only 150 ultra-high-net-worth individuals worldwide will ever hold one of these new cards, and with that kind of exclusivity (and diamonds) comes a treasure trove of benefits.
Fancy front-row seats to sold-out concerts, VIP tickets to the Super Bowl, and exclusive access to Watches and Wonders? You’ll want to get your hands on a billionaire card. However, if that’s not enough, there’s a 10% discount on Jacob & Co., plus first dibs on Jacob-branded residences for those expanding their real estate portfolio, and more. Here’s a list of every benefit of The Billionaire Jewellery Card.
- Exclusive access to sold-out global events like F1, Oscars, and Super Bowl.
- Enjoy 10% off Jacob & Co. jewellery and timepiece in-store purchases.
- VIP entry to Watches & Wonders and other exclusive luxury product showcases.
- Priority access to Jacob-branded real estate pre-announcement investment opportunities.
- Privileged entry to Majestas events, private dinners, and immersive cultural experiences.
- Complimentary one-week stay at Billionaire Resort & Retreat in Malindi paradise.
- Exclusive access to FB1 Private Members Club, Mandarin Oriental, Dubai.
- 24/7 concierge and assistant services fulfilling every lifestyle or travel request.
- Benefits from Insignia’s hotel collection: upgrades, spa treatments, flexible check-ins.
- Preferential access to jets, yachts, Hermès bags, rare cars, and luxury gifts.
What excites us the most is the 24/7 concierge that’s on standby for every cardholder to assist with everyday rich-people activities, from chartering private jets to securing an Hermès bag for that special someone, booking complimentary (yes, that means they get it for free) stays at the Billionaire Resort in Malindi, access to the ultra-exclusive FB1 Club at the Mandarin Oriental in Dubai, Christmas hampers, birthday surprises, and seamless global rewards integration that likely equates to a partridge in a pear tree.

“The launch of the world’s most expensive credit card, encrusted with diamonds and designed by Jacob & Co., is a true fusion of luxury, innovation, and craftsmanship,” said Luka Sur, Vice-President of Insignia.
“It is both a tremendous honour and a personal privilege to collaborate with Flavio Briatore and Jacob Arabo on this groundbreaking project. The launch of the world’s most expensive credit card, encrusted with diamonds and designed by Jacob & Co., is a true fusion of luxury, innovation, and craftsmanship,” he continued.
How the other half live, hey? The Billionaire Jewellery Card made its grand debut on January 23, 2025, in St. Moritz. Attendees experienced first-hand the benefits of this exceptional creation. Or, as Jacob Arabo aptly puts it, the Billionaire Jewellery Card is “the definitive symbol of luxury and exclusivity.”
